Life Settlement Broker
319 N. Boise St.
Visalia, CA 93291
kevin@ewinglifesettlements.com
Tel: 559-300-4371
CA License #4451492
Helping Seniors Overcome Financial Difficulties
Let Us Help You Today
With the rapid increase in everyday prices, life can be very expensive. When you are on a fixed income, the struggle to make ends meet can be overwhelming. Once you need long-term care at home or at a facility, the financial burden is beyond manageable.
The average cost for assisted living or memory care ranges from $4,500 - $8,000 per month based upon the level of care. Most seniors have to pay that out of pocket. When they cannot afford it, their immediate family has to participate in paying the cost.
Your life insurance policy is the solution to your financial relief.
If you are like most seniors, you have outgrown your need for a large life insurance policy. Your kids are grown and your mortgage is paid off. Instead of using it as an inheritance, you can cash out a significant portion of your life insurance policy to alleviate your current financial needs. It's your money and can be used for whatever you want.
Our investors are looking to purchase qualified life insurance policies.
Ewing Insurance has a large investment pool that is ready to help convert your life insurance policy into immediate cash. Our investors make significant offers on all types of qualified life insurance. Your medical history plays an important role in the offer made by our investors. Those who are diagnosed with a serious or terminal illness receive the most in a settlement.
If you are under financial stress, we recommend that you fill out an application and see what our investment pool will offer you. From there, you decide if selling your policy meets your needs.
What does it cost you? Nothing. We take care of the costs, including the notary, to help you settle your life insurance policy.
Qualified Life Insurance Policies:
1) Policy Owner is Age 65 or Older
2) Policy Face Amount is $100,000 or more
3) Policy was Purchased Over 2 Years Ago
Exception to the Rule:
If you are under age 65 but suffer from a severe or terminal illness, our investors want to help you.
Step One: The Application & Review
Once you determine that you want to proceed, we will send you the application and disclosure forms to fill out and send back to the investors. The investors will review your medical history, type of policy, Face Amount and calculate their best offer to help you. On average, we have 3-4 investors make you an offer so that they are competing against each other to earn your business. You deserve their best offer and we are here to ensure that you receive it.
Step Two: Settlement Offer, Agreement and Funding
Once you receive 3-4 offers, you decide which one is satisfactory. With your approval, the investor will prepare the contract and place the agreed upon settlement amount into a trust. Once you have signed the notarized contract and have sent it back to the investor, the trust releases your money.
Steps One and Two normally finishes in 2-3 weeks.
By law, you have a 30-day recission period to determine if you would like to rescind or continue with the settlement.